GROW YOUR WEALTH

Investments

Member investment schemes with transparent returns.
Fixed Deposits, Recurring Deposits, Monthly Income Scheme, and special long-term wealth products — all for registered members of Mere Apne Fincare Co-operative Urban Thrift & Credit Society Limited.

Up to 12% Fixed Deposit (FD) Up to 74 months · Compounded monthly

9% – 12% Recurring Deposit (RD) 12 to 72 months · Tiered growth

12% p.a. Monthly Income Scheme Regular monthly cash flow payouts

Lakhpati Special Long-Term Targeted wealth-building scheme

8x Returns Multiple Returns Special long-term multiplier scheme

Investment & Deposit Rate BrochureFull RD, FD and MIS rate tables, membership fees and payment details, as a PDF.

Download PDF

Up to 12% p.a. Up to 74 months

Fixed Deposit (FD)

Lock your savings at attractive interest rates. Interest payable as per chosen tenure and society rules.

Our Fixed Deposits provide guaranteed compound returns with interest compounded monthly. You enjoy higher interest rates than commercial banks, with the peace of mind that comes from zero TDS deductions on member deposit earnings.

Tenure: 12 months up to 74 months
Minimum deposit: ₹5,000 (in multiples of ₹500)
Dual nomination facility available
Loan facility: Avail up to 90% of FD value without breaking the deposit
Premature withdrawal available as per approved society rules

9% to 12% p.a. 12 to 72 months

Recurring Deposit (RD)

Build wealth with monthly deposits. Higher tenures attract higher rates—from 9% for 12-month to 12% for 72-month schemes.

Disciplined monthly investing is the cornerstone of long-term financial security. Start with as little as ₹500 per month, and benefit from tiered interest rates that reward longer tenures:

12 Months: 9.0% p.a.
24 Months: 10.0% p.a.
36 Months: 11.0% p.a.
48 & 60 Months: 11.5% p.a.
72 Months: 12.0% p.a.
Minimum deposit from ₹500/month (in multiples of ₹100)
Zero TDS deducted on earned interest

12% p.a. Monthly payouts

Monthly Income Scheme (MIS)

Earn a steady monthly income at 12% per annum. Ideal for members seeking regular cash flow from their deposits.

Deposit a lump sum once, and receive 1% monthly interest (at 12% p.a.) credited directly into your society savings account at the end of every month. Your full principal amount remains 100% safe and is returned upon maturity.

Minimum tenure: 36 months (3 years)
Guaranteed 12% p.a. monthly payouts credited automatically
Full principal returned at maturity
Zero TDS on member monthly payouts
Dual nomination facility

Special long-term Wealth-building

Lakhpati Scheme

Long-term wealth scheme designed to help members reach their financial goals. Terms as per society policy.

The Lakhpati Scheme is specifically formulated for members with concrete milestone targets—such as children's higher education, wedding funds, purchasing property, or securing a worry-free retirement. Through disciplined contributions and accelerated compounding, this scheme ensures you achieve targeted wealth benchmarks smoothly and predictably.

Targeted corpus creation: reach ₹1 Lakh, ₹2 Lakh, ₹5 Lakh or higher
Tailored payment schedules (monthly contributions or structured lump-sum)
High compounding yield designed for long-term horizons
Nomination facility and comprehensive member certification

Special long-term Wealth-building

8x Returns Scheme

Special long-term scheme offering multiple returns on disciplined deposits. Details as per approved society circulars.

Designed for visionary members who recognize the exponential power of patient, uninterrupted compounding. By participating in this premier long-term wealth multiplier scheme, your capital multiplies over an extended maturity horizon, generating extraordinary family wealth shielded from market volatility.

Long-term capital multiplication on disciplined deposits
Protected under co-operative society bye-laws and audited accounting
Complete statutory transparency with official certificate of deposit
Details, tenures, and deposit brackets as per approved society circulars

Important Society Policy Notice

All investment schemes are subject to society rules and prevailing rates. Interest rates and tenures may vary; please confirm with the society office before investing.

Mere Apne Fincare Co-operative Urban Thrift & Credit Society Limited operates exclusively for registered members under the Delhi Co-operative Societies Act, 2003 (Regn. No. 10921/Sec-IV/T/C/2025). Membership is required to participate in any investment scheme.

At a Glance

Investment Schemes Comparison

Compare return rates, tenures, and payout schedules across all member investment options:

Scheme Name	Interest Rate / Growth	Tenure Range	Payout Type	Special Benefit
Fixed Deposit (FD)	Up to 12% p.a.	Up to 74 Months	At Maturity	Compounded monthly · No TDS · 90% Loan
Recurring Deposit (RD)	9% to 12% p.a.	12 to 72 Months	At Maturity	Tiered rates · Start from ₹500/mo · No TDS
Monthly Income Scheme (MIS)	12% p.a.	Minimum 36 Months	Monthly Payouts	Regular monthly cash flow · Principal 100% safe
Lakhpati Scheme	Special Long-Term	Custom Goal Horizon	Targeted Corpus	Structured wealth-building for family milestones
8x Returns Scheme	Multiple Returns	Extended Long-Term	Multi-Fold Maturity	Discipline multiplier returns as per circulars

Start Investing Today

Ready to Grow Your Wealth with Complete Security?

Visit our working office in Laxmi Nagar or speak with an investment officer to choose the best scheme for your goals.

Become a Member to Invest → Call 7844884646