Financial Planning Tools

Interactive Financial Calculators

Plan your future with complete precision. Estimate monthly loan EMIs, Fixed Deposit maturity value with monthly compounding, Recurring Deposit growth, and guaranteed Monthly Income Scheme payouts.

1.5% / mo Loan Interest Rate 18% p.a. reducing balance

Up to 12% FD Compounded Monthly Tenure up to 74 months · No TDS

9% – 12% Recurring Deposit Rate Tiered rate based on tenure

1% / mo MIS Guaranteed Payout 12% p.a. credited monthly

Member Loans

Loan EMI Calculator

Rate of interest: 18% p.a. (1.5% per month) on reducing balance. Pay monthly instalment by the 10th for optimal reducing benefit.

Loan Amount (₹) ₹50,000

Tenure (Months) 12 Months

Monthly EMI ₹4,584

Total Interest ₹5,008

Total Payment ₹55,008

Principal (91%) Total Interest (9%)

*Indicative calculation. Share money (10%), compulsory deposit (10%), and 3% processing charges apply as per society rules. See all loans for full details.

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Growth Schemes

FD & RD Maturity Calculator

FD earns 12% p.a. compounded monthly. RD earns tiered interest from 9% (12 mo) to 12% (72 mo). Zero TDS on member interest.

Fixed Deposit (FD) Recurring Deposit (RD)

Deposit Amount (₹) ₹50,000

Tenure (Months: 12 to 74) 36 Months

At 12% p.a. (No TDS) ₹71,538 Maturity Value

Total Interest ₹21,538

Principal Deposited ₹50,000

Deposited Amount Total Interest Earned

FD: Minimum ₹5,000. 12% p.a. compounded monthly. Zero TDS under co-operative tax rules.

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Guaranteed Regular Income

Monthly Income Scheme (MIS) Calculator

Deposit a lump sum once and receive fixed, monthly interest payments transferred directly into your society savings account. Full principal returned safely at maturity.

Lump Sum Deposit (₹) ₹1,00,000

Tenure (Minimum 3 Years)

Guaranteed Monthly Payout ₹1,000 / mo Credited to Savings Account

Annual Income ₹12,000 / yr

Total Interest Across Tenure ₹36,000

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